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Applications open for Earthquake-prone Building Financial Assistance Scheme

From today owner-occupiers of units and apartments living in earthquake-prone buildings can apply for financial support to fix their homes from Kāinga Ora – Homes and Communities. , Kāinga Ora Deputy Chief Executive Governance. "Eligible applicants can apply for a low interest deferred repayment loan of up to $250,000. Without financial

Kāinga Whenua Loans for Collectives

Kāinga Whenua Loans are also available for Māori collectives, including land trusts. Find out what qualifies as a Māori collective and how the Loan works these groups. is down to what you can afford. The approved loan value must include a 10% contingency amount – or 5% if a Master Build Guarantee is provided. Market interest

Changes announced for home ownership products

The Government has today announced changes to some of the home ownership products and programmes administered by Kāinga Ora – Homes and Communities. Home Loan borrowers are charged an insurance premium to cover the cost of underwriting their low-deposit loan. This insurance premium will halve from 1% to 0.5

Kāinga Whenua Loans for individuals

The Kāinga Whenua Loan is an opportunity for Māori to build, purchase or relocate a house on multiply-owned Māori land. $200,000. For example, a $400,000 loan would require a deposit of $10,000. Market interest rates will apply to your loan, and you’ll need to meet Kiwibank’s

First Home Loan

A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%. lenders, and underwritten by Kāinga Ora. This allows the lender to provide loans that would otherwise sit outside their lending standards. If you are interested in

SBS Bank partners with Kāinga Ora to help first home buyers

First home buyers will have more opportunities to access the shared ownership scheme First Home Partner, following a new partnership announced today between Kāinga Ora and SBS Bank. strong interest in First Home Partner, and momentum continues to build. Since launching in October 2021, the scheme has supported more than 55 individuals and

Budgeting tips

Find tips and tools to help with budgeting, saving and preparing for unexpected costs. item or pay off a debt? The Good Shepherd may be able to help with a Good Loan. Good Loans are interest-free and may be available to you if you earn less than the

Responses to OIA requests

This page provides responses to selected Official Information Act (OIA) requests. This includes OIA's on topics of public interest and/or useful research purposes. organisation consultants [PDF, 377 KB] 6 December 2024 - First Home Loan Approvals and Settlements by TLA Sept 2024 [PDF, 274 KB] 6 December 2025 - Dixon Street

Media resources

Use our information sheets, explainers and other online resources to help shape your news stories. welcome to express interest through this process. Is it possible that other land will be sold in the future? Like any developer, we are continually reviewing the

Tenant home ownership

If you are currently a Kāinga Ora tenant, you may be eligible for a grant to go towards purchasing the home you’re living in. First Home Loan with a lower deposit requirement, visit the First Home Loan page or talk to one of the participating lenders . First Home Grant and

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