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Home ownership resources

Download our product brochures and access useful links to websites that can help you through the path to home ownership. We also provide publications that explain these products and provide general guidance through the home buying process. The purpose of this page is to provide

Tenant home ownership

If you are currently a Kāinga Ora tenant, you may be eligible for a grant to go towards purchasing the home you’re living in. First Home Loan with a lower deposit requirement, visit the First Home Loan page or talk to one of the participating lenders . First Home Grant and

5. Settling

Find out what happens on settlement day and everything you need to do to prepare for owning your first home. You’re almost there! From finalising your home loan details to preparing to move, find out everything you need to do before you take ownership of your first

Budgeting tips

Find tips and tools to help with budgeting, saving and preparing for unexpected costs. page Insurance Property insurance Kāinga Ora has insurance that covers your home including, damage from natural events such as storms, floods and earthquakes. You

First Home Partner

The purpose of this page is to assist existing First Home Partner customers. This scheme is now fully subscribed. Home Ownership holiday hours The Home Ownership team will be out of the office over the holiday period, from 12pm Wednesday, 24 December 2025, returning 8am on

2. Preparing and applying

Learn how much you could borrow, build your deposit and understand the home loan process. Before you jump into house hunting, let’s learn about home loan pre-approval, find out how much you could borrow and explore ways to build your deposit. How

Close to Home tenant newsletter

Close to Home is a tenant newsletter supported by Kāinga Ora. Read about local communities, recipes, tips, advice and staying safe around the home. Are there things you would like to read about in Close to Home? Let us know by emailing: editor@close2home.co.nz Issues Close to Home Issue 71 - December 2025

First Home Loan

A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%. Home Ownership holiday hours The Home Ownership team will be out of the office over the holiday period, from 12pm Wednesday, 24 December 2025, returning 8am on

Maintaining your home

Maintaining your Kāinga Ora home, making disability modifications and what to know when tradespeople are visiting your home. Watch below to see what’s good to know when something needs fixing in your home. Kāinga Ora will: make sure your home is clean and tidy when you move in keep

3. Searching

Discover everything you need to know about house hunting and get tools to find the home that’s right for you. In this step, we’ll show you what to check for when you visit an open home and help you get ready to make an offer. Starting your search It’s time to get

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