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• 4. Buying

  Navigate the process of buying your first home, learn about different offers and sales methods and work towards making your first offer.

• 1. Starting out

  Think about your long-term goals and sort out your savings plan and budget.

• Kāinga Whenua resources

  Find out everything you need to know in the Kāinga Whenua Loan brochure and get links to other government websites that may help you through the process.

• Kāinga Whenua Loans for Collectives

  Kāinga Whenua Loans are also available for Māori collectives, including land trusts. Find out what qualifies as a Māori collective and how the Loan works these groups.

• First Home Loan

  A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%.

• KiwiSaver first-home withdrawal

  If you have been a member of KiwiSaver for at least 3 years, you may be able to make a withdrawal from your savings to put towards buying your first home.

• Contact us

• Property sales

  Number of Kāinga Ora properties for sale, and sold, in each region.

• Renting a home

  Tips for getting started if you would like to apply for social housing, including a Kāinga Ora home.

• Our leadership and governance

  Our leadership team is responsible for shaping strategy, delivering housing solutions, and ensuring we provide warm, dry, and secure state housing across New Zealand.