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First Home Loan

A First Home Loan can make it easier for you to get into your first home by lowering the required deposit to 5%. pay a 1.2% Lender’s Mortgage Insurance premium, which can be paid up front or added to the lifetime of your loan  pay a loan application fee (if applied

Paying your rent

We want to help you keep on top of your rent and other bills. On this page you’ll find some useful information and advice. . Staying on top of your rent [PDF, 221 KB] If you’re having trouble paying your rent We know that paying rent is not always easy, especially when unexpected life

A great place to work

We asked some of our people what makes Kāinga Ora different to other workplaces, and the answer was unanimous: "I love getting the chance to make a difference and work with a team of people that care about me". permanent employee. This allowance 'tops-up' the Government paid parental leave to your normal ordinary pay for the equivalent of six weeks of ordinary pay. Sick

Delivering more housing when it’s needed most

With price and inflationary pressures making developing and building homes more expensive, Kāinga Ora is reassessing a small number of its developments to ensure they are cost-effective while continuing to deliver more social housing. , and then using the 60-70 years of rent revenue it will receive to pay the interest on that debt, repay it, maintain the homes, provide tenancy services, pay Council

Budgeting tips

Find tips and tools to help with budgeting, saving and preparing for unexpected costs. pay. Start early so you can: Decide what you can afford to spend. Create a budget and stick to it, so you can spread your payments out to make things easier

KiwiSaver first-home withdrawal application

house price cap for an existing or older property in the area you are buying in. Realisable assets are belongings that can be sold to help pay for your home such

Our role as a landlord

We care about both the quality of our homes and the wellbeing of the 190,000 people living within them – of which around 40% are children and young people.  Paying your rent Tenancy agreement Our approach to rent debt We expect all Kainga Ora tenants to pay their rent on time and in full. If a tenant misses a rent

Tenant home ownership

If you are currently a Kāinga Ora tenant, you may be eligible for a grant to go towards purchasing the home you’re living in. application fee Land Information Memorandum (LIM) from your local council office There are also ongoing costs of home ownership to consider including: Rates – at least

Tenant help and support

Get quick answers on your home, maintenance, rent and everyday information in one place. keep paid in advance, based on how often you pay rent (weekly or fortnightly). If your rent is $154 per week and your balance is $154, this is your rent in

Change in circumstance

By letting us know as soon as there’s a change in your living arrangements or income, Kāinga Ora and the Ministry of Social Development can make sure you get the best support available to you. Income or household changes could affect your place on the social housing register or how much rent you pay. Whether you’re waiting for a Kāinga Ora home or

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